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Paul H. Lauber

3 Club Centre Court, Suite B Edwardsville IL 62025-3519 U.S.A. View Map

Elder Law

Housing - Who Pays For Home Care Services? - Public Third Party Payors
Generally speaking, there are three methods of payment for home care services: self-pay, public third-party payors, and private third-party payors. Self-pay is the default payment option for home care. Whenever home care services are not paid by other methods, the patient must pay for the services. More...
Social Security - Coordination of Benefits
To reduce the rising cost of providing employee benefits, many employers have set-off agreements that relate to the benefits they provide. When this is the case, Social Security benefits must be "coordinated" with those benefits. This often results in the worker receiving a reduced monthly sum from the Social Security Administration (SSA). In addition, the pensions of federal employees and railroad workers must be coordinated with Social Security benefits. More...
Insurance - Long-Term Care - Considerations in Evaluating
Long-term care insurance can provide valuable monetary help to those needing long-term care, typically the elderly. Whether to buy such insurance is a decision personal to each individual. However, there are many general considerations that should be taken into account when determining whether the purchase of long-term care insurance is wise. More...
Veterans Benefits - Beyond Health Care
The Department of Veterans Affairs (VA) provides several types of non-health-care benefits to service members who were discharged other than dishonorably from active military service. These benefits include disability benefits, pension benefits, home loan guarantees, life insurance, and burial benefits. More...
Employment - Veterans - Temporary and Excepted Service and Preference Enforcement
In the federal government, jobs not to exceed one year are known as temporary appointments. Agencies typically select candidates for temporary jobs either using the competitive examination process, discussed in detail in a separate article, or through a separate process known as "outside the register." Successful applicants for temporary jobs do not acquire status as civil service employees, nor are they eligible, outside of the competitive process, for career-conditional appointments. However, veterans are accorded preferences even in temporary appointments and in most excepted service positions. More...

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